Appears in the Proceedings of the Second USENIX Workshop on Electronic Commerce Oakland, CA, November 1996.

Smart Cards in Hostile Environments

Howard Gobioff, Sean Smith, J. D. Tygar, Bennet Yee

hgobioff@cs.cmu.edu, sean@watson.ibm.com, tygar@cs.cmu.edu, bsy@cs.ucsd.edu

Abstract

One often hears the claim that smart cards are the solution to a number of security problems, including those arising in point-of-sale systems. In this paper, we character the minimal properties necessary for the secure smart card point-of-sale transactions. Many proposed systems fail to provide these properties: problems arise from failures to provide secure communications channels between the user and the smart card while operating in a potentially hostile environment (such as a point-of-sale application.) Moreover, we discuss several types of modifications that can be made to give smart cards additional input/output capacity with a user, and describe how this addition I/O can address the hostile environment problem. We give a notation for describing the effectiveness of smart cards under various environmental assumptions. We discuss several security equivalences among different scenarios for smart cards in hostile environments.

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