Barack Obama

we meet todai at a moment of great uncertainti for america __PUNCT__

in recent_week __PUNCT__ we seen a grow financi_crisi that threaten not onli bank and busi __PUNCT__ but your econom_secur __PUNCT__ as well __PUNCT__

it get harder and harder to get a loan for that new car or that startup __PUNCT__ busi or that colleg you dream of attend __PUNCT__

and if you invest your life_save in the stock_market __PUNCT__ you probabl watch a good chunk of it disappear __PUNCT__

it a crisi that been year in the make __PUNCT__ the result of greed and irrespons that stretch from wall_street to washington __PUNCT__

and the truth is __PUNCT__ it will take more than a few dai to repair the damag __PUNCT__

yesterdai __PUNCT__ the fed took anoth unpreced step to cut rate togeth with nation around the world __PUNCT__ and those nation will soon be gather in washington to deal with thi crisi __PUNCT__

the next presid will have to manag thi recoveri __PUNCT__

the question is __PUNCT__ will that presid be look out for you __PUNCT__

senat_mccain and i had a chanc to talk about thi the other night in nashvil __PUNCT__

some of you mai have seen it __PUNCT__

in that debat __PUNCT__ he offer what he said wa a new idea to help deal with the financi_crisi __PUNCT__ and that wa to have the govern __PUNCT__ mean taxpay __PUNCT__ bui up bad mortgag in america __PUNCT__

well __PUNCT__ the idea wasn't particularli new __PUNCT__

the author for the secretari of treasuri to bui and renegoti bad mortgag is part of the financi rescu plan we just pass __PUNCT__

in fact __PUNCT__ i propos it myself becaus __PUNCT__ if it properli done and limit in scope __PUNCT__ such buyback can be on tool to help innoc homeown stai in their home on term thei can afford __PUNCT__

but i also said at the time that thi should not be a vehicl to reward bank and lend institut that recklessli wrote bad loan __PUNCT__

it should not be a bailout for the high __PUNCT__ roll real_estat specul who took those loan to make a quick buck __PUNCT__

we have to act to fix our broken economi and restor the credit_market __PUNCT__

but taxpay shouldn't be ask to pick up the tab for the veri folk who help creat thi crisi __PUNCT__

and that the problem with senat_mccain riski idea __PUNCT__

on tuesdai night __PUNCT__ hi campaign said that he would ask the bank to absorb some of the cost by sell the bad mortgag to the govern at a discount __PUNCT__

then __PUNCT__ by wednesdai morn __PUNCT__ he chang hi mind and wa propos to bail out bank and lender with taxpay_monei __PUNCT__

senat_mccain actual want the govern to pai the full face valu of mortgag on the book __PUNCT__ even though thei not worth that much anymor __PUNCT__

it a plan that would guarante that american_taxpay lose by hand over __MONEY___billion to underwrit the kind of greed and irrespons on wall_street that got us into thi mess __PUNCT__

but it not just that the mccain bailout reward irrespons lender __PUNCT__ it that hi bailout would make it more like that those lender keep up their bad_behavior __PUNCT__

just yesterdai __PUNCT__ countrywid __PUNCT__ on of the nation_largest lender __PUNCT__ reach an agreement to help homeown refin their mortgag __PUNCT__

under senat_mccain plan __PUNCT__ lender like countrywid wouldn't have ani incent to come forward and help homeown __PUNCT__ becaus thei could just wait for the govern to bail them out __PUNCT__

now __PUNCT__ thi is just the latest in a seri of shift posit that senat mccain ha taken on thi issu __PUNCT__

hi first respons to thi crisi in march wa that homeown shouldn't get ani help at all __PUNCT__

then __PUNCT__ a few week_ago __PUNCT__ he put out a plan that basic ignor homeown __PUNCT__

and now __PUNCT__ in the cours of __NUM___hour __PUNCT__ he end up with a plan that punish taxpay __PUNCT__ reward bank __PUNCT__ and won't solv our hous_crisi __PUNCT__

well __PUNCT__ i don't think we can afford that kind of errat and uncertain leadership in these uncertain time __PUNCT__

we need steadi leadership in the white_hous __PUNCT__

we need a presid we can trust in time of crisi __PUNCT__

and that the kind of presid i intend to be __PUNCT__

make no mistak __PUNCT__ we must do more to help innoc homebuy __PUNCT__

i work on a seri of propos over the past two year to do that __PUNCT__

and i support the treasuri effort to bui up troubl mortgag __PUNCT__

but we need to do it in a respons wai __PUNCT__

that mean make sure that we not overpai for these mortgag and reward the veri lender whose reckless help caus thi crisi __PUNCT__

it mean give taxpay a share of the benefit when our hous_market recov __PUNCT__

and it mean do what i propos more than two year_ago and crack down on predatori lender by treat mortgag fraud like the crime that it is __PUNCT__

we also have to make sure that if the treasuri move_forward with it plan to put more monei into struggl bank __PUNCT__ taxpay will be abl to get their monei_back and the ceo who contribut to thi crisi won't get rich as a result __PUNCT__

and those aig execut who went on vacat with taxpay_dollar __PUNCT__ thei should return to washington with a check for the taxpay and be fire on the spot __PUNCT__

now __PUNCT__ there ar other step we can take to help homeown that won't cost taxpay a dime __PUNCT__

on thing we can do is chang our bankruptci_law so thei help ordinari folk __PUNCT__

right now __PUNCT__ the law let bankruptci_judg write down your mortgag if you own six or seven home __PUNCT__ but not if you have onli on __PUNCT__

that might help senat_mccain sleep easier at night __PUNCT__ but it won't do anyth for peopl like you __PUNCT__

that why if i presid __PUNCT__ and you like most peopl and own onli on home __PUNCT__ i make sure those judg can write down your mortgag too __PUNCT__

so i know these ar difficult_time __PUNCT__ for ohio and for america __PUNCT__

but i believ we can steer ourselv out of thi crisi __PUNCT__ not just becaus i have confid in the plan i propos or the leadership i offer __PUNCT__ but becaus i believ in you __PUNCT__

becaus i believ in thi countri __PUNCT__

becaus thi is the unit_state of america __PUNCT__

thi is a nation that ha face down war and depress __PUNCT__ great_challeng and great threat __PUNCT__

and at each and everi moment __PUNCT__ we have risen to meet these challeng __PUNCT__ not as democrat __PUNCT__ not as republican __PUNCT__ but as american __PUNCT__

with resolv __PUNCT__

with courag __PUNCT__

with that fundament belief that here in america __PUNCT__ our destini is not written for us __PUNCT__ but by us __PUNCT__

that who we ar __PUNCT__ and that the countri we need to be right now __PUNCT__

america still ha the most talent __PUNCT__ most product_worker of ani countri on earth who work two job or three job and take the last bu home at night becaus thei want someth more for their children __PUNCT__

we still the home to innov and technolog __PUNCT__ colleg and univers that ar the envi of the world __PUNCT__

some of the biggest idea in histori have come from our small_busi and our research facil __PUNCT__

it won't be easi __PUNCT__ but there no reason we can't make thi centuri anoth american_centuri __PUNCT__

of cours we can __PUNCT__

but i also know thi __PUNCT__

it will take a new direct __PUNCT__

it will take new leadership in washington __PUNCT__

it will take a real chang in the polici and polit of the last eight year __PUNCT__

and that why the decis you make in twenti __PUNCT__ six dai is so import __PUNCT__

that why thi is no ordinari elect __PUNCT__ becaus thi is no ordinari moment for america __PUNCT__

and yet __PUNCT__ even as we face the most seriou econom_crisi of our time __PUNCT__ even as so mani american ar worri about keep their job or pai their bill or stai in their home __PUNCT__ senat_mccain mccain_campaign announc last week that thei plan to __PUNCT__ turn the page __PUNCT__ on the discuss about our economi and spend the final_week of thi elect attack me instead __PUNCT__

hi campaign actual said __PUNCT__ and i quot __PUNCT__ if we keep talk about the economi __PUNCT__ we go to lose __PUNCT__

well i got new for john_mccain __PUNCT__

thi isn't about lose a campaign __PUNCT__ thi is about american who ar lose their job __PUNCT__ and their home __PUNCT__ and their life_save __PUNCT__

i can take four more week of john_mccain attack __PUNCT__ but america can't take four more year of john mccain georg_bush bush_polici __PUNCT__

we can't afford four more year of the econom_theori that sai we should give more and more to those with the most and hope that prosper trickl down to everyon els __PUNCT__

we can't afford more four year of john_mccain call for less regul so that no on in washington is watch anyon on wall_street __PUNCT__

we seen where that led us and we not go back __PUNCT__

it is time to turn the page on eight year of econom_polici that put wall_street befor main_street but end up hurt both __PUNCT__

we need polici that grow our economi from the bottom __PUNCT__ up __PUNCT__ so that everi american __PUNCT__ everywher ha the chanc to get ahead __PUNCT__

not just corpor_ceo __PUNCT__ but their secretari too __PUNCT__

not just the person who own the factori __PUNCT__ but the men and women who work on it floor __PUNCT__

becaus if we learn anyth from thi econom_crisi __PUNCT__ it that we all connect __PUNCT__ we all in thi togeth __PUNCT__ and we will rise or fall as on nation __PUNCT__ as on peopl __PUNCT__

the rescu plan that pass congress last week isn't the end of what we do to strengthen thi economi __PUNCT__ it onli the begin __PUNCT__

now we need to pass a rescu plan for the middl __PUNCT__ class that will provid everi famili immedi relief to cope with rise food and ga_price __PUNCT__ save on million_job by rebuild our school and road __PUNCT__ and help state and citi avoid budget_cut and tax_increas __PUNCT__

and we should extend expir unemploy_benefit to those american who lost their job and can't find new on __PUNCT__

i been fight for thi plan for month __PUNCT__

my oppon ha said noth __PUNCT__

and that is the choic in thi elect __PUNCT__

you heard a lot about tax in thi campaign __PUNCT__

well __PUNCT__ here the truth __PUNCT__ john_mccain and i ar both offer tax_cut __PUNCT__

the differ is __PUNCT__ he want to give the averag fortun___NUM__ ceo a __MONEY__ tax_cut but noth at all to over __NUM___million_american __PUNCT__

i give a middl __PUNCT__ class tax_cut to __NUM__ __PUNCT__ of all worker __PUNCT__

and if you make less than __MONEY__ a year __PUNCT__ you won't see your tax_increas on singl dime __PUNCT__ not your payrol_tax __PUNCT__ not your incom_tax __PUNCT__ not your capit_gain gain_tax __PUNCT__ noth __PUNCT__

becaus in an economi like thi __PUNCT__ the last thing we should do is rais_tax on the middl __PUNCT__ class __PUNCT__

my oppon want to give __MONEY___million in tax_cut to the biggest corpor in america __PUNCT__

i will elimin capit_gain gain_tax for the small_busi and the start __PUNCT__ up that will creat the high __PUNCT__ wage __PUNCT__ high __PUNCT__ tech job of tomorrow __PUNCT__

john_mccain want to give tax_break to the corpor that ship our job_oversea __PUNCT__

if i am presid __PUNCT__ i will end those tax_break and give them to compani that creat good_job in the unit_state of america __PUNCT__

that is the choic in thi elect __PUNCT__

senat_mccain first reaction to thi econom_crisi wa to sai that __PUNCT__ the fundament of our economi ar strong __PUNCT__

well __PUNCT__ i don't know about you __PUNCT__ but where i come from __PUNCT__ there noth more fundament than a job __PUNCT__ not just becaus it a sourc of incom __PUNCT__ but becaus it a sourc of self __PUNCT__ respect __PUNCT__

and if we want to turn thi economi around and lead the world in the __NUM___centuri __PUNCT__ we have to creat the high __PUNCT__ wage_job of tomorrow right here in america __PUNCT__

if i am presid __PUNCT__ i will final fix our broken health_care_system __PUNCT__

my oppon talk about give everi famili a tax_credit to bui_health health_care __PUNCT__ but what he doesn't mention is that he also tax your benefit for the first time in histori __PUNCT__

it an old washington bait and switch __PUNCT__

he give you a tax_credit with on hand __PUNCT__ but rais your tax with the other __PUNCT__

he think we won't notic __PUNCT__

well __PUNCT__ i got new for john_mccain __PUNCT__ we notic __PUNCT__ we know better __PUNCT__ and we not go to let him get awai with it __PUNCT__

thi issu is person for me __PUNCT__

my mother di of ovarian cancer at the ag of __NUM__ and i never forget how she spent the final month of her life ly in a hospit bed __PUNCT__ fight with her insur_compani becaus thei claim that her cancer wa a pre __PUNCT__ exist condit and didn't want to pai for treatment __PUNCT__

if i am presid __PUNCT__ i will make sure those insur compani can never do that again __PUNCT__

my health_care_plan will make sure insur_compani can't discrimin against those who ar sick and need care most __PUNCT__

if you have health_insur __PUNCT__ the onli thing that will chang under my plan is the amount you pai in premium __PUNCT__

that will be less __PUNCT__

and if you don't have health insur __PUNCT__ you be abl to get the same_kind of health_insur that member of congress get for themselv __PUNCT__

we invest in prevent_care and new technolog to final lower the cost of health_care for famili __PUNCT__ busi __PUNCT__ and the entir economi __PUNCT__

that the chang we need __PUNCT__ and that the choic in thi elect __PUNCT__

if i am presid __PUNCT__ i will invest __MONEY___billion a year in renew_sourc of energi to creat five million new __PUNCT__ green_job over the next decad __PUNCT__ job that pai well and can't be outsourc __PUNCT__ job build solar_panel and wind_turbin and fuel __PUNCT__ effici car __PUNCT__ job that will help us end our depend on oil from middl_east dictat __PUNCT__

i also put two million more american to work rebuild our crumbl road __PUNCT__ school __PUNCT__ and bridg __PUNCT__ becaus it is time to build an american infrastructur for the __NUM___centuri __PUNCT__

and we give everi child __PUNCT__ everywher the skill and the knowledg thei need to compet with ani worker __PUNCT__ anywher in the world __PUNCT__

i will not allow countri to out __PUNCT__ teach us todai so thei can out __PUNCT__ compet us tomorrow __PUNCT__

it is time to provid everi american with a world __PUNCT__ class educ __PUNCT__

that mean invest in earli_childhood childhood_educ __PUNCT__

that mean recruit an armi of new teacher __PUNCT__ and pai them better __PUNCT__ and give them more support in exchang for higher_standard and more account __PUNCT__

and it mean make a deal with everi american who ha the drive and the will but not the monei to go to colleg __PUNCT__ if you commit to serv your countri after you graduat __PUNCT__ we will make sure you can afford your tuition __PUNCT__

you invest in america __PUNCT__ america will invest in you __PUNCT__ and togeth __PUNCT__ we will move thi countri forward __PUNCT__

final __PUNCT__ i will take on the corrupt in washington and on wall_street to make sure a crisi like thi can never __PUNCT__ ever happen again __PUNCT__

i put in place the common __PUNCT__ sens regul and rule of the road i been call for sinc march __PUNCT__ rule that will keep our market free __PUNCT__ fair __PUNCT__ and honest __PUNCT__ rule that will restor account and respons in our corpor boardroom __PUNCT__

and just as we demand_account on wall_street __PUNCT__ i will also demand it in washington __PUNCT__

that why i not go to stand here and simpli tell you what i go to spend __PUNCT__ i go to tell you how we go to save when i am presid __PUNCT__

i do what you do in your own famili budget and make sure we spend_monei wise __PUNCT__

i will go through the entir feder_budget __PUNCT__ page by page __PUNCT__ line by line __PUNCT__ and elimin program that don't work and aren't need __PUNCT__

we start by end a war in iraq that cost___MONEY__ __MONEY___billion a month while the iraqi_govern sit on a billion_dollar surplu __PUNCT__

and we save billion more by cut wast __PUNCT__ improv manag __PUNCT__ and strengthen oversight __PUNCT__

these ar the chang and reform we need __PUNCT__

a new era of respons and account on wall_street and in washington __PUNCT__

common __PUNCT__ sens regul to prevent a crisi like thi from ever happen again __PUNCT__

invest in the technolog and innov that will restor prosper and lead to new job and a new economi for the __NUM___centuri __PUNCT__

bottom __PUNCT__ up growth that give everi american a fair shot at the american_dream __PUNCT__

i won't pretend thi will be easi or come without cost __PUNCT__

we will all need to sacrific and we will all need to pull our weight becaus now more than ever __PUNCT__ we ar all in thi togeth __PUNCT__

what thi crisi ha taught us is that at the end of the dai __PUNCT__ there is no real separ between main_street and wall_street __PUNCT__

there is onli the road we travel on as american __PUNCT__ and we will rise or fall on that journei as on nation __PUNCT__ as on peopl __PUNCT__

thi countri and the dream it repres ar be test in a wai that we haven't seen in nearli a centuri __PUNCT__

and futur_gener will judg our by how we respond to thi test __PUNCT__

will thei sai that thi wa a time when america lost it wai and it purpos __PUNCT__ when we allow our own petti differ and broken polit to plung thi countri into a dark and pain recess __PUNCT__

or will thei sai that thi wa anoth on of those moment when america overcam __PUNCT__ when we battl back from advers by recogn that common stake that we have in each other success __PUNCT__

thi is on of those moment __PUNCT__

i realiz you cynic and fed up with polit __PUNCT__

i understand that you disappoint and even angri with your leader __PUNCT__

you have everi right to be __PUNCT__

but despit all of thi __PUNCT__ i ask of you what been ask of the american_peopl in time of trial and turmoil throughout our histori __PUNCT__

i ask you to believ __PUNCT__ to believ in yourselv __PUNCT__ in each other __PUNCT__ and in the futur we can build togeth __PUNCT__

togeth __PUNCT__ we cannot fail __PUNCT__

not now __PUNCT__

not when we have a crisi to solv and an economi to save __PUNCT__

not when there ar so mani american without job and without home __PUNCT__

not when there ar famili who can't afford to see a doctor __PUNCT__ or send their child to colleg __PUNCT__ or pai their bill at the end of the month __PUNCT__

not when there is a gener that is count on us to give them the same opportun and the same chanc that we had for ourselv __PUNCT__

we can do thi __PUNCT__

american have done thi befor __PUNCT__

some of us had grandpar or parent who said mayb i can't go to colleg but my child can __PUNCT__ mayb i can't have my own busi but my child can __PUNCT__

i mai have to rent __PUNCT__ but mayb my children will have a home thei can call their own __PUNCT__

i mai not have a lot of monei but mayb my child will run for senat __PUNCT__

i might live in a small villag but mayb somedai my son can be presid of the unit_state of america __PUNCT__

now it fall to us __PUNCT__

togeth __PUNCT__ we cannot fail __PUNCT__

and i need you to make it happen __PUNCT__

if you want the next four year look like the last eight __PUNCT__ then i am not your candid __PUNCT__

but if you want real chang __PUNCT__ if you want an economi that reward work __PUNCT__ and that work for main_street and wall_street __PUNCT__ if you want tax_relief for the middl_class and million of new job __PUNCT__ if you want health_care you can afford and educ that help your kid compet __PUNCT__ then i ask you to knock on some door __PUNCT__ make some call __PUNCT__ talk to your neighbor __PUNCT__ and give me your vote on __DATE__ __PUNCT__

and if you do __PUNCT__ i promis you __PUNCT__ we will win ohio __PUNCT__ we will win thi elect __PUNCT__ and then you and i __PUNCT__ togeth __PUNCT__ will chang thi countri and chang thi world __PUNCT__

thank you __PUNCT__ god_bless you __PUNCT__ and mai god_bless_america __PUNCT__